ABOUT

Sipos Financial
& Insurance Services
 

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We believe we can be of most service to you by helping you avoid losses.  

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We employ sophisticated strategies to reduce your taxes today and in your future.   For most people, taxes are their top lifetime expense.

 

What are you doing today to minimize your taxes in retirement?   We help you answer that question with confidence.        

 

You can employ simple techniques that can reduce your college costs by following the Department of Education codes.  

 

There are financial processes that pay your mortgage down faster and keep you in control of your money than simply overpaying your mortgage.      

 

We are financial advisors who will work with your team, or we bring in a nationally recognized team of tax professionals and attorneys to significantly increase your family's wealth and control of your money.   

Need more details? Contact us

We are here to assist. Contact us by phone or email. 

Our Team
 
 
Gary Sipos, MBA, AIF

Gary Sipos is a nationally-recognized financial educator, author, speaker, financial planner, and Silicon Valley entrepreneur.  Gary is a best-selling author of College Cash Solutions and Financial Secrets from Stanford's Hoover Tower, The 15 Biggest Tax Mistakes Costing Business Owners Millions, co-author of Masters of Success with Best Selling Author and Legendary Business Trainer, Brian Tracy. 

 

He is a featured guest on radio and TV, including ABC, NBC, CBS, and Fox. 

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He is the President of Sipos Financial and Insurance Services and has earned the Accredited Investment Fiduciary® (AIF®) professional designation awarded by the Center for Fiduciary Studies.  Gary is also the recipient of the peer-nominated Five Star Wealth Manager award for outstanding excellence in the wealth management industry.  

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Gary lives in Kentfield, California and he enjoys chess and volunteering through the Kiwanis organization. 

 
 
Bruce Davis, Client Relations

Bruce has over 25 years of  financial industry experience with focus on Retirement/Mutual Fund products. Direct investor, front line support focus along with experience with transfer agency software experience provides Sipos Financial a journeyman for new account, regulatory and money movement processes. 

Tim Kao, Certified Financial Planner

Tim has spent the last 16 years in maximizing and protecting the wealth of his client. He is a graduate from UC San Diego in Quantitative Economics and is a CFP®. He has dedicated his life to helping other through the Make-A-Wish Foundation, American Red Cross and the Bay Area Leukemia and Lymphoma Society.

Tim and his wife, Demi live in Dublin, Ca with their 2 daughters and the family cat. 

 

© 2021 by Sipos Financial & Insurance Services

 

Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor.  Sipos Financial & Insurance Services and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

 

This information is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Sipos Financial & Insurance Services and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

 

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.